Here at FPCCI business, we offer fixed budget and debt counseling and management to those in need of help with their budgeting, management skills as well as credit issues our certified counselors take the time to understand the situation and provide you with tailored advice.
With FPCCI business, we will work together to:
- Develop a realistic plan on spending
- Assess your current situation in finance
- Establish achievable goals that fit your needs
- Create a call-to-action plan for success
Budget and Debt Counseling Service
We understand that our clients are always looking for options that will benefit their needs. That is why we are committed to providing our best of knowledge.
FPCCI business is a member of the National Foundation for Credit Counseling and National Council of Higher Education Resources.
Our team of experts continues to learn to assure that we provide the best of knowledge. All financials must pass a series of exams before being certified.
Our budget and debt counseling service provide in-house sessions to help clients meet their requirements.
Our debt management plan will help you to resolve your credit problems and find the perfect solution to recover your debt. We recommend our clients a solid program that will benefit their structured repayment process. Through our debt management service, you will be able to help reduce interest rates, waive late fees, and lower monthly payments.
Need a loan to buy a car or go to school? We have options for you. Our trained experts will help you bring your student loan debt in control as we guide you through our extensive counseling that includes:
- Deep evaluation of your financial situation
- Personalized budget plan
- Audit of loans you currently have
- Analysis of options available to your circumstance including specific plans, forbearance, deferment, programs and more.
- Options review
FPCCI business will help you rebalance your loan payments with our tailored session.
We understand that every person who seeks assistance has a unique situation with their finances. We will help you and work one-on-one with you and develop a detailed assessment that your counselor will review. This evaluation will include your annual income, expenses, liabilities and assets.
Reverse Mortgage Counseling
FPCCI business provides advice to help you complete an application for a reverse mortgage. During your session with us, your financial counselor will work with you to help explain how the process works, what is requires, payment options and costs that are associated with the reverse mortgage. We will also highlight the resources available for you.
Prevention of Foreclosure
FPCCI business works with you to help you get back on track, even when you have fallen behind in mortgage payments. Our counselor’s well-trained experts and will discuss the options available for you and create a plan to successful non-foreclosure and homeownership.
All of our counseling services are available in-person and by telephone by appointment.
At the beginning of our friendship, we will meet with you to explore your financial needs and what you hope to achieve. We will address opportunities and risks as well as help implement our recommended call-to-action.